WISHBONE PET INSURANCE

Coverage for life's unpredictable moments

  • 25% off in-network vet services
  • 70% reimbursement, up to 80% if you go in-network
  • See any vet the U.S., its territories, or Canada
  • Covers dogs and cats
Get Started

How Wishbone Pet Insurance works

Simple online claims and fast reimbursements mean the financial side of pet emergencies never have to add to your stress.

  • Visit any vet
    Bring your pet to any licensed vet in the U.S., its territories, or Canada
  • Submit your claim
    Submit a claim in minutes via our easy-to-use member portal
  • Get reimbursed
    Receive money back via check or bank transfer in as little as 24 hours.
Get Started

Coverage when and where it matters most

When accidents or illnesses arise, Wishbone Insurance is there through every moment of your pet's care journey.

Emergency care
Hospitalization
Exam fees
Take-home Rx
Bloodwork
Urinalysis
X-rays
Ultrasounds
MRI & CT scans
Surgery
Chemotherapy
End of life care
PET PARENTING TIP
Wishbone Insurance covers dogs and cats only. If your pet is an exotic, Wishbone Total Pet and Wellness offer vet savings and reimbursements with no pet exclusions.
Explore Plans

The result of being prepared for the unpredictable

Bella needed emergency treatment after swallowing a toy
Total vet bill:
$1,340.24
Wishbone saved:
$1,005.18

Care received:

  • Emergency exam
  • Induced vomiting
  • Hospitalization
  • Medications
  • Follow-up care
See Care Received
Get Started
Whinnie needed dental surgery after breaking her tooth
Total vet bill:
$1,325.92
Wishbone saved:
$783.12

Care received:

  • Emergency exam
  • Dental procedure
  • Anesthesia
  • Medications
  • Follow-up care
See Care Received
Get Started
Apollo needed emergency care after eating a cinnamon raisin bagel
Total vet bill:
$3,260.96
Wishbone saved:
$2,032.66

Care received:

  • Emergency exam
  • Radiology
  • Anesthesia
  • Medications
  • Follow-up care
See Care Received
Get Started
ONLY WITH WISHBONE

Get 25% instant savings at the vet

Wishbone's vet network connects you to participating clinics where your membership unlocks instant savings, helping you spend less on the care your pet needs.

Available with Wishbone Insurance & Total Pet

Instant 25% off

Applied at check-in before you pay

0 claims to file

No waiting for approvals or reimbursements

1,900+ vets in-network

Across all 50 states, Canada & Puerto Rico

Everything you need out of your pet's insurance, and more

Tomorrow is unpredictable, and so is life with pets. Wishbone Insurance makes sure that when something unexpected happens, costs never stand between your pet and the care they need.

Every Wishbone Insurance plan gives pet parents:
  • More money back, less out of pocket
    Save more with in-network bonus reimbursements and instant discounts.
  • Accident and illness coverage
    Rest easy knowing a wide range of accidents and illnesses are covered.
  • Unlimited 24/7 virtual vet care
    Connect with a licensed vet any time of day or night for trusted guidance.
  • Lost pet recovery profile & ID tag
    Give your pet the fastest path home if they ever go missing.

What pet parents are saying

“Wishbone has been great coverage for my two Frenchies! The best part is the cost, especially compared to other pet insurance policies.”
Briana S.
“Wishbone Pet Insurance has been a savior to us and our fur babies. Customer service is exceptional, always willing to help, proactive and responsive. The coverages are amazing, the premium wonderful and reimbursement is quick.”
Lisa O.
“I was always curious if pet insurance was “worth the money.” I never bought it for my previous pets. When we adopted our current dog at five years old, I decided to get Wishbone Insurance. Best decision. Not only did we get a discount on the vet, we were reimbursed for most of the bill! Thank you!"
Wendy

Frequently asked questions

What is Wishbone Insurance and how does it work?
How old does my pet have to be to enroll in pet insurance?
How do I file a pet insurance claim?
Are pre-existing conditions covered?
How do I find an in-network veterinarian?
This is the default text valueThis is the default text value

Protect your pet with ‍Wishbone Pet Insurance

Get Started

More ways to save on pet care

Find out if your employer also offers Total Pet and Wellness for even more savings.